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Simple Buyers Guide It pays to know the difference between good solid advice and those that provide advice to cover up the fact that they are trying to sell something to you. The sad fact is that many buyers guides are actually provided by health insurance providers who hope that in the end you will get a health insurance quote from them because they have been so helpful to you. Seek sources like this website which don't sell anything and provide information only for the benefit of readers. Never use information from a buyers guide that pushes you to get a health insurance quote at the end. Simple Pointers Sometimes if you are denied an application you can do a few things to ease things along. Never give you insurer original application forms, make a copy and send it to them registered mail so there is a paper trail to them. Get the name of who you are speaking to in the company to ensure all processes done by them are correct.